jgofast
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Posts: 11
Likes: 8
Registered: Nov 4, 2016 22:24:30 GMT -7
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Post by jgofast on Nov 14, 2016 23:12:36 GMT -7
HELLO ALL, I HAVE ALLSTATE INSURANCE FOR MY VEHICLES AND MOTORCYCLES, I GOT QUOTES FROM GEICO AND PROGRESSIVE, BUT WERE A BIT HIGHER THAN ALLSTATE. ANY SUGGESTIONS OR RECOMMENDATIONS? INSURANCE IS OFF THE CHARTS...
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Post by Cruizin on Nov 14, 2016 23:19:26 GMT -7
Please dont type in all caps. Hurts our eyes.
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Post by 0002s on Nov 15, 2016 8:34:02 GMT -7
Since insurance is location, rider age / driving record and cost of vehicle dependent I would use a internet insurance quote search tool to find the best option for your personal situation.
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kup0236
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Registered: Nov 1, 2016 11:52:23 GMT -7
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Post by kup0236 on Nov 15, 2016 9:14:47 GMT -7
I have USAA for the cars. The bike is through Progressive. Everyone else was double for the FZ10. Progressive didn't have a box for the FZ10 yet so they quoted me on an FZ1.
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warnock
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Registered: Aug 23, 2016 14:01:04 GMT -7
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Post by warnock on Nov 15, 2016 10:22:47 GMT -7
I'm in NJ an I use rider insurance, their price was lower then geico and progressive.
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Deleted
Posts: 0
Registered: Apr 30, 2024 5:40:07 GMT -7
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Post by Deleted on Nov 15, 2016 10:29:11 GMT -7
Thankfully there are some advantages to getting older. LOL
$26 / Month with State Farm
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darkknight
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Registered: Oct 25, 2016 6:45:39 GMT -7
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Post by darkknight on Nov 15, 2016 13:49:33 GMT -7
$146 TOTAL for the whole year for 2 bikes with Progressive in Texas.
Mature age, home ownership and clean record pays in the long run.
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jgofast
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Registered: Nov 4, 2016 22:24:30 GMT -7
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Post by jgofast on Nov 16, 2016 21:02:27 GMT -7
Woahhhh! guys, that's good prices, mine is $990 for a year and is also looked as an yzfR1
unreasonable if you ask me....
Thanks for the input guys.... i'll keep looking for a better price. The important thing is being insured and riding foremost....
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guywithfz10
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Registered: Sept 1, 2016 17:49:46 GMT -7
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Post by guywithfz10 on Nov 16, 2016 21:07:26 GMT -7
I'm so jealous of you guys in the states. I pay $2600/year for insurance on my FZ-10.
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jgofast
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Posts: 11
Likes: 8
Registered: Nov 4, 2016 22:24:30 GMT -7
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Post by jgofast on Nov 16, 2016 22:09:07 GMT -7
Dang! I feel your pain... sucks. where you from guywithfz10
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guywithfz10
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Registered: Sept 1, 2016 17:49:46 GMT -7
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Post by guywithfz10 on Nov 16, 2016 23:28:42 GMT -7
Dang! I feel your pain... sucks. where you from guywithfz10 From Vancouver, Canada. Insurance is through a company called ICBC and its a monopoly here so we have no choice. |
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coyote
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Registered: Aug 3, 2016 20:30:29 GMT -7
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Post by coyote on Nov 17, 2016 0:20:49 GMT -7
I pay 300$/year for full full FULL coverage,if anything happens to the bike during the next 5 years the insurance will replace for a brand new one,and to top it off the insurance company includes a registration to a service called AirMedic,which is basically free air ambulance in case i get into a crash far away from any hospital and minutes count(i hope not to have to wright a review/trip report about that service one day lol).
Registration is 550$/year.
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Deleted
Posts: 0
Registered: Apr 30, 2024 5:40:07 GMT -7
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Post by Deleted on Nov 17, 2016 10:13:55 GMT -7
I pay 300$/year for full full FULL coverage,if anything happens to the bike during the next 5 years the insurance will replace for a brand new one,and to top it off the insurance company includes a registration to a service called AirMedic,which is basically free air ambulance in case i get into a crash far away from any hospital and minutes count(i hope not to have to wright a review/trip report about that service one day lol). Registration is 550$/year. $550 a year Registration? WOW!!!
Mine is $20 per year to renew my registration.
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coyote
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Registered: Aug 3, 2016 20:30:29 GMT -7
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Post by coyote on Nov 17, 2016 14:22:01 GMT -7
Mine is $20 per year to renew my registration.
It does sound crazy,but here registrations is basically a "no-fault insurance". Insurances here are basically to cover material damages only,if we get physical injuries its the registration/insurance that takes charge of the injured,and depending on the injuries/disabilities it will cover you forever. The registration topic brings a lot of debate around here,i say its has its up and down. When i see our B-C friend here that pays 2600$/a year for insurance only,and that i pay 850$ total for both insurance and registration and that i get the best coverage one could get. Heck, even if let's say i low side and scratch my leather gear or rip my clothes ,the "registration/insurance" will replace it all for up to 1000$ worth. |
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Post by evitzee on Nov 19, 2016 20:28:51 GMT -7
I have insurance with Progressive (house, two cars, umbrella, and m/c), no claims, high credit rating, and over 60 years old. I carry liability (250/500/100), comprehensive ($500 ded) and roadside assistance. I was paying $99/year on my 2009 FZ1, just did the update for the new FZ-10 and the yearly rate went to $144. Not bad, I can live with that. This is for semi-rural Texas.
One thing that will really drive up the price is COLLISION insurance, if you hit or get hit by another vehicle. Depending on where you live and how you ride you may not need collision. I live in rural area and where I ride there are few cars so I am unlikely to hit another vehicle or get hit by one. Just something to keep in mind, look at your policy and you'll see how high the collision insurance is. Usually if the bike is financed you may be required to have collision. I finance through Yamaha Financing and it is treated as a credit card loan, no questions about insurance. |
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jakefromstatefarm
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Registered: Dec 11, 2016 7:08:14 GMT -7
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Post by jakefromstatefarm on Dec 23, 2016 10:51:41 GMT -7
Wow. My bike is financed and my insurance through geico was 5700 a year. The cheapest I could find was with progressive and that's 3700... I'm 21 years old. Talk about ridiculous😫
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warnock
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Registered: Aug 23, 2016 14:01:04 GMT -7
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Post by warnock on Dec 23, 2016 17:41:27 GMT -7
Wow. My bike is financed and my insurance through geico was 5700 a year. The cheapest I could find was with progressive and that's 3700... I'm 21 years old. Talk about ridiculous😫 Dude I'm with you, I'm 21 as well but I don't have full insurance, my bike is paid off but I have rider insurance An pay like 600 for the year. |
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zrxman
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Registered: Oct 18, 2016 10:32:41 GMT -7
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Post by zrxman on Jan 3, 2017 8:38:53 GMT -7
I have full coverage with Farm Bureau of TN and it's $290/yr.
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basilrader
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Registered: May 30, 2017 0:27:26 GMT -7
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Post by basilrader on Jun 2, 2017 23:27:38 GMT -7
If you feel that you're motorcycle insurance rates are too high, then you'll be happy to know that there are plenty of things you can do to lower your monthly premiums and get your insurance bill under control again. One way that you can reduce your motorcycle insurance rates is by downsizing your motorcycle from a cost as well as a performance standpoint. Motorcycles that have bigger engines and travel at a higher rate of speed are considered to be more risky. Another way that you can reduce motorcycle insurance rates is by opting for a higher deductible. There are also some other areas from where you can reduce you insurance cost, I got info from this reference, directinsurancenetwork.com/personal-insurance/motorcycle-insurance. Still looking for cheap motorcycle insurance? If possible get multiple quotes and do take help from the internet. |
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